If you are currently using a credit card that does not offer a cash rebate or other form of incentive for you or your business, you need a new credit card. The easiest way to accumulate airline miles and hotel points is through the use of affinity credit cards.
Every major airline and hotel chain partners with a major bank and offers miles or points for your everyday purchases. Each card or program will typically offer minimal miles or points for everyday purchases; a few bonus miles for specific purchases such as gas stations and grocery stores; extra bonus miles for using the card at the airline or hotel which has issued the card. If you are not using these cards you are missing out on free or almost free travel opportunities.
The big bonus usually comes at the time the credit card is issued. Initial bonus points or miles for credit cards we received during 2010 ranged from 25,000 to 75,000. All of these cards also had the initial annual fee waived so there was no cost to obtain the credit card.
My most recent card selections were an American Airlines AAdvantage Platinum Visa and an American Airlines CitiBusiness Visa. The offer for the Platinum Visa was for 75,000 bonus miles after you make $1,500 in purchases within six months of becoming a card member. There is a $85 annual fee that is waived for the first 12 months. The offer for the CitiBusiness Visa was for 75,000 bonus miles after you make $4,000 in purchases within six months of becoming a card member. There is a $75 annual fee that is waived for the first 12 months.
You can go just about anywhere in the world with 150,000 AAdvantage Miles or you and a golf buddy can take a Frugal Golf Trip anywhere in the continental United States, with miles to spare, if you plan properly.
Stay with Frugal Golf Travel for more information on the use of credit cards and using them to maximize your accumulation or airline miles and hotel points.
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